Rules of the Road

State Law Minimum Car Insurance Requirements

In addition to a driver’s license, most states require drivers to carry another card: proof of insurance. While almost all states require drivers to have insurance coverage, the specifics of the requirements—including the types of insurance and levels of coverage—vary by state. This article outlines

How are Moving and Non-Moving Traffic Violations Different?

Most traffic violations are designated as either moving or non-moving violations. This designation goes beyond just the rotation of tires and can impact how a traffic conviction affects the driver’s insurance, license, and driving record. This article explains how violations are categorized and how

Do Pedestrians Have the Right of Way?

Motorists should always use extra care when pedestrians are present. But, at the same time, pedestrians don’t have carte blanche authority to cross the street or meander on roadways wherever they please. All states have laws specifying the right of way rules that apply between pedestrians and vehicles.

What Are Primary and Secondary Traffic Offenses?

In most states, traffic violations are broken up into two categories: “primary violations” and “secondary violations.” These categories are generally based on the seriousness of the offense (primary being more serious than secondary). However, the main importance of these labels is what they

Motorcycle Helmet Requirements

In an effort to keep motorcycle drivers and passengers safe, the laws of many states require all riders to use helmets and protective eyewear. However, most states, though they generally have some safety requirements for motorcycle riders, don’t require helmets and eye protection across the board.

How Traffic Violation Point Systems Work

What it means when the DMV assesses demerit points to your driving record and the consequences of building up too many points.